What Is Chip-and-PIN and Why Your Card Gets Declined Abroad
Why U.S. chip-and-signature cards fail at overseas ticket machines and gas pumps, how PIN verification differs and what to do before and during a trip.
Know the rules before you go
Cards, credits, points and refunds.
Why U.S. chip-and-signature cards fail at overseas ticket machines and gas pumps, how PIN verification differs and what to do before and during a trip.
A plain-English glossary of travel money terms, from foreign transaction fees and dynamic currency conversion to chargebacks and card freezes.
How points and miles work for beginners: earning on everyday spending, airline miles vs. flexible card points, valuations, and the traps that erase value.
Compare ATM withdrawals, airport kiosks, credit card cash advances and pre-trip exchange: the fees and rate markups behind every way to get foreign cash.
A step-by-step guide to disputing a wrong hotel, tour or restaurant charge from abroad, including your rights under the Fair Credit Billing Act.